Paycos is committed to safeguarding the funds of all its customers.
That is why Paycos is constantly improving all its services to protect both the data and the funds of its customers.
Paycos was certified according to PCI DSS (Payment Card Industry Data Security Standard).
PCI DSS (Payment Card Industry Data Security Standard) is a security standard for payment cards information developed by the Payment Card Industry Security Standards Council (PCI SSC). Any organization planning to accept and process bank card details on its Web site has to satisfy PCI DSS requirements.
PCI DSS certification proves that Paycos took all possible measures to meet requirements of Visa and MasterCard payment systems on payment cards data security.
Visa and MasterCard. All Visa and MasterCard payments are made according to international safety practices of Visa and MasterCard.
Paycos uses services of independent auditing companies to control quality and reliability of the service on regular basis.
Stop-list. Before transferring funds from the payer's card to the supplier's account, Paycos checks if the client's card is on the stop-list. The stop-list contains information about cards blocked after loss. It allows to decline payment request if the card is being used by unauthorized person.
HTTPS TLS 1.3 protocol. Helps to get identification from a remote computer. When entering the system, please, pay attention to the address bar in your browser. As Paycos Web site possesses true and valid safety certificate, the address bar has to display https:// instead of http:// at the beginning.
Paycos payments are made through Antifraud's own fraud detection system. The variety of activities and geography of the markets of our customers gives us the opportunity to constantly test and improve the flexibility of the system when detecting intruders, especially in those markets where the activity of fraudsters is highest.
It is a protocol that is used as an additional level of security for online credit and debit cards, two-factor (2 stages) user authentication. Its role is to duplicate a request for confirmation of the use of the card. Basically, it looks like a password request, which is sent by the bank via SMS message to the phone number attached to the card.