Website Terms of Use


Please read these website terms of use carefully. By accessing this site, you agree to be bound by the terms of use below. If you do not agree with these terms of use, please do not access this site or any pages thereof.


Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Raggett Limited, a company incorporated in Cyprus, (hereinafter – « PAYCOS »), unless otherwise indicated. The trademarks, logos and service marks displayed on this site are the property of PAYCOS, its Affiliates, Subsidiaries, and partners. Nothing on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on this site, without the prior written permission of the mark’s owner. All information and content available on the site is protected by copyright. Users of the site are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works from or otherwise using any information and content on or through the site for commercial, public, or other unauthorized purposes.


The information and materials contained in these pages and the terms of use set forth herein are subject to change without prior notice. Unauthorized use of « PAYCOS » website and systems or misuse of any information posted on a site, is strictly prohibited. Not all products and services are available in all geographic areas. Eligibility for particular products and services is subject to final determination by « PAYCOS » and/or its affiliates.


This site may contain links and/or references to web sites (such as trademarks) controlled or offered by third parties that are not affiliated with « PAYCOS ». « PAYCOS » hereby disclaims all liability for any information, materials, products or services posted or offered at any third-party site. « PAYCOS » does not endorse or recommend any information, products or services offered at any third-party site, nor is « PAYCOS » liable for any failure of products or services offered or advertised at any third-party site. « PAYCOS » is not responsible for the content on any such third-party site. Such third party may have a privacy policy different from that of « PAYCOS » and such third-party site may provide less security than the « PAYCOS » site.


The information and material contained in this site, including text, graphics, links or other items are provided « as is, » « as available. « PAYCOS » does not warrant the accuracy, adequacy or completeness of this information and material and expressly disclaims liability for errors or omissions in this information and material. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and material available on this site. « PAYCOS » shall have no liability or responsibility for any errors or omissions in the content on this site.


In no event will « PAYCOS » be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use any party, or in connection with any failure or performance, error, omissions, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if « PAYCOS », or representatives thereof, are advised of the possibility of such damages, losses or expenses.


All information submitted to « PAYCOS » via this site shall be deemed and remain the property of « PAYCOS » and « PAYCOS » shall be free to use any idea, concepts, know-how or techniques contained in information a visitor to this site provides « PAYCOS » through this site. « PAYCOS » shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the « PAYCOS » entity having the direct customer relationship or as otherwise specifically mentioned in « PAYCOS » Privacy Policy or is required by law. Nothing contained herein shall be construed as limiting or reducing « PAYCOS » responsibilities and obligations to customers in accordance with the « PAYCOS » Privacy Policy.


This site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.


« PAYCOS » reserves the right to revise these Terms of use at any time without prior notice. Users of the site are deemed to be apprised of and bound by any changes to these Terms of use. You agree to review these Terms of use regularly and your continued access or use of this site signifies your agreement to any changes.


Use of this site shall be governed by all applicable laws of Cyprus. Users of this site hereby consent to the exclusive jurisdiction and venue of the courts of Cyprus. in all disputes (a) arising out of or relating to this site and/or these Terms of use, (b) in which this site and/or these Terms of use is an issue of fact.


Use of this site is unauthorized in (a) any manner that does not give full effect to all provisions of these Terms of use and (b) any jurisdiction where the use of this Site may violate any legal requirements. No joint venture, partnership, employment or agency relationship exists as a result of these Terms of use or your use of this site.

These Terms of use constitute the entire agreement between you and « PAYCOS » with respect to this site and supersede any prior or contemporaneous communications and proposals, whether electronic, oral, or otherwise between you and « PAYCOS » with respect to this site. No modification of these Terms of use shall be effective unless specifically authorized by an officer of « PAYCOS ».